Insurance

We believe that all individuals are capable of growth and change.  In counseling, a client's strengths are identified and mobilized to overcome roadblocks to personal growth and fulfillment.  At Schaeffer Counseling Center, you can expect to:

  • Develop a relationship with a counselor who is human, just like you
  • Become empowered to take responsibility for yourself
  • Choose the issues you wish to address and work at your own pace
  • Experience professional, personal, and private services

When utilizing health insurance to cover counseling and other mental health services, there are some downsides that we wish to make our clients and potential clients aware of:

  • Insurance companies require client to be diagnosed with a mental illness despite today’s more holistic view of treating mental health concerns; diagnoses often do not adequately describe an individual’s personal experiences or struggles
  • A measure of confidentiality will be lost as certain future employers, new health insurance companies, background checks for gun ownership, and life insurance companies will all be able to view your diagnosis and make decisions about you based solely on that diagnosis
  • Having coverage does not ultimately mean you are covered as insurance companies often place caps on how many sessions you may attend with your therapist and limits placed on specific counseling strategies that might be reimbursed
  • Many insurance companies dictate which therapists you may see, making it difficult to connect with the therapist that best fits your personal preferences and needs

Because insurance companies limit counseling services to a diagnosis and prescribed treatment, Schaeffer Counseling Center does not participate with any insurance companies directly.  Our counselors are licensed to diagnose and treat mental illness when a mental health diagnosis is necessary.  In such cases, Schaeffer Counseling Center supplies you with the necessary information and if your insurance policy covers mental health care, you may be reimbursed directly by your insurance company.  The decision to do so is solely in the hands of our clients and our staff will work closely with you to ensure you make the most informed and empowered decision.